PMSBY Scheme: Get insurance up to 2 lakhs by investing 1 rupee in Pradhan Mantri Suraksha Bima Yojana

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PMSBY Scheme: In today’s time insurance is important for every person. But it is difficult for a large population in the country to pay high premiums for insurance. That is why the central government started the Pradhan Mantri Suraksha Bima Yojana (PMSBY) to give the benefit of insurance to the financially weak people. In this, the insured has to pay only one rupee of insurance in a month. That is, the annual premium has to be paid only Rs 12.

What is this insurance plan

Pradhan Mantri Suraksha Bima Yojana is a type of accident policy. In this, an insurance of up to Rs 2 lakh is insured on the payment of only Rs 12 annually. In case of death or disability of the insured in an accident, its sum insured is available.

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Register for PMSBY like this
You can get the registration done for the Pradhan Mantri Suraksha Bima Yojana by visiting a bank near you. Apart from this, you can also take advantage of this scheme through an insurance agent.

Policy is renewed every year
The duration of this scheme is one year. For this payment is made every year in the month of May. For this, every mother-in-law deducts the amount in May from the bank account associated with this scheme. You have to renew this scheme every year. 2 lakh in case of accidental death or total disability of the insured and Rs 1 lakh in case of partial disability.

This is the eligibility to take advantage of the scheme
People between the age group of 18 to 70 years can take advantage of Pradhan Mantri Suraksha Bima Yojana. It is mandatory to have a savings account to take advantage of the scheme. The policy lapses if the premium amount is not available in the bank account at the time of premium deduction or if the bank account is closed.

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