Have you ever heard of Vishing? Actually Vishing is a way in which fraudsters get your personal and sensitive information from your phone. These information include User ID, Login and Transaction Password, OTP (One Time Password), URN (Unique Registration Number), Card PIN, Grid Card Value, CVV. Apart from this, information like personal details like birthday, mother’s name are also present in it.
The scammer posing as a banker over the phone and duping people to get personal and financial information from them. After collecting these details, they use it to conduct fraudulent activities in their account without the permission of the user, causing financial loss to the user.
In most of the cases scammers posing as bank officials and taking maximum personal information from the customer, and then they also get to know about the bank details on the pretext of closing and changing the bank account. By doing this they steal money from the user’s account.
Such suspicious calls ask people for their first and last name, which will make their job easier, and if you also get such a call, report it to the bank immediately.
Always remember, no bank employee or bank representation will call you and ask for your sensitive information. The fraudster will ask for your name, then your date of birth and then gradually after gaining your confidence will proceed to ask for more sensitive information.
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The Bank is advised not to give personal information to anyone or click on any link related to banking services. No bank will ever ask you to click on any random link or fill your details on any form. A bank always asks the customer to visit their nearest branch for any help.