Union Bank of India and National Payments Corporation of India (NPCI) have collaborated with JCB to launch the Union Bank Rupay Wellness Credit Card. This is a new card that offers a range of benefits and rewards to its customers. Read on to find out more about the key features, eligibility criteria, benefits, fees and charges, and how to apply for the card.
Ubi NPCI And JCB Launch Union Bank Rupay Wellness Credit Card
The Union Bank Rupay Wellness Credit Card is a co-brand card which is the result of a collaboration between Union Bank of India, National Payments Corporation of India (NPCI) and JCB, the international payment network. This card is designed to provide customers with a wide range of benefits, rewards and convenience.
Key Features of the Card
The Union Bank Rupay Wellness Credit Card offers a range of features to its customers. These include:
- Zero annual fee for the first year
- Up to 2% cashback on all transactions
- Up to 10% discount on partner merchants
- Rewards points on all purchases
- Free accident insurance coverage
- Zero liability on lost or stolen cards
Who is Eligible for the Card?
The eligibility criteria for the Union Bank Rupay Wellness Credit Card are as follows:
- Applicants must be at least 18 years of age
- Applicants must have a good credit score
- Applicants must have a steady source of income
What are the Benefits?
The Union Bank Rupay Wellness Credit Card offers a range of benefits to its customers. These include:
- Up to 2% cashback on all transactions
- Up to 10% discount on partner merchants
- Rewards points on all purchases
- Free accident insurance coverage
- Zero liability on lost or stolen cards
- Special offers and discounts on travel, entertainment and dining
How to Apply for the Card?
Applicants can apply for the Union Bank Rupay Wellness Credit Card online or at any of Union Bank of India’s branches. They will need to provide the necessary documents, such as identity proof, address proof and income proof. Once the application is approved, the card will be delivered to the applicant’s address.
What are the Fees and Charges?
The Union Bank Rupay Wellness Credit Card has a minimal annual fee of Rs.500. There is no late payment or over limit fee. However, a 2.5% processing fee
